Showcase your Company and build your SEO?

Would you like to showcase your Company anywhere in North America 

on our Directory Listing and increase your SEO?

Just ask us how to get started! 

Free Directory Listings for 1 year!

Looking for Businesses in North America who would like to showcase their business on the internet and increase their SEO and internet presence!

tina@protectfamilymatters.com

Looking for an easy online budgeting app?

Looking for that easy online Budgeting app that could help out?

Can't seem to understand where the money is going? The more you make the more you spend?
I know that feeling. Well we have a few answers for you that are easy to use, to either track your spending or budget your spending habits.

Look no further there are a few options:

1. Manilla app
2. Buxfer app
3. Personal capital app
4. Budget Pulse app
5. Pear Budget app
6. Billster app
7. Mint app 

Or excel always works if you are a wiz at spreadsheets and following them.
I vote for Mint - can set up your personal accounts. If your bank doesn't show up on it, try one of the other apps mentioned. This is one step in getting ahead of the game with your stuff!
Have fun- with some options and getting organized!
Step 2: now that you have that organized, check out our system to ensure everything is all in one place in case something happens to you. What would your family members, or friends do if you were in the hospital for a while and you can't tell them what to do, what about the kids, what do the dogs do, what do they eat, etc.
Oh I forgot! Nothing is going to happen!
Well think again, something will. Either sickness, accident, theft, fire, injury, or even a disease, or trip abroad.
Check out: www.yourbackupplan.ca

How many different types of stealing your Identity are there?

Identity Theft comes in all shapes and forms. Did you know it's the biggest growing crime in North America?
Some tips for you on how to help you secure your identity.

There are many types of Identity Theft and fraud.
1- Credit card a rapidly growing dilemma
2- Medical fraud also on the increase
3- Phone and utilities fraud
4- Bank fraud
5- Employment fraud
6- Government documents
7- Government benefits fraud
8- Loan fraud
9- Real estate fraud
Now are you worried?
Here are a few simple tips to help you secure your Identity.

1. Banking information: eliminate your name + address + postal code + phone number on your cheques
2. Only put on your name on the cheques
3. Medical Fraud is eliminated by having your medical card with a picture on it and only a medical card. If you are asked to put your driver's license together with your medical card say no please.
4. Social insurance card - do not carry around in you wallet. Only keep it in a safe with your passport
5. Medcial card number- don't give away your children's medical card number on sport's registration forms. Not needed. 
6. Ensure you get outside of BC or any province or state- medical coverage. Your own coverage for the time that your family or child is away from the area playing in a tournament or competition
7. Legal protection from Kroll Services. The best world-wide service that you can purchase on a monthly basis to keep you safe from all identity and fraud forms. Contact us how to get the protection today.

We will continue with part 2 of this very detailed discussion on Identity Theft and Fraud. Be careful, they are always one step ahead of us with technology!
tina@protectfamilymatters.com
778-867-3582
www.protectfamilymatters.com

Going through a divorce or thinking of it???

Thinking of Divorce?  I don't know but there is so much to do now that you have decided to move on!

The emotional turmoil of making that jump ahead! Is it worth it? Where do you start?

What about the kids? It's not something you should take lightly, to throw in the towel, so to speak.

What can be done the most inexpensive way? It can cost thousands of dollars that could be done under $2,500 with a little planning ahead of time.

1- Try marriage therapy

2- Try to separate into separate living arrangements and give it 2 months to see if you can work things out while not under the same roof. Some happy growth time for both.

3- Get yourself a Mediator that can help discuss the decisions that need to be made

4- Legal advice to know what your rights are~ is a start.  Pay a retainer + pay $300-$400 per hour. 

You don't have to pay a lawyer for that! What! Yes, you can have legal protection so that you can call a lawyer anytime that things get hot and heavy or that you want to know what your rights are. Doesn't that sound like the perfect world? Get the Legal team on your side and get the protection you deserve!

5- Separate the assets on paper so that you have some idea of what kind of inventory that you have that needs to be dispersed.

6- Total up the Liabilities, credit cards, loans, mortgages, etc. so those also can be split equally

Knowledge is power! when you know what your family unit has both financially and emotionally you can get answers and demand solutions

7-Now what about the kids? Can you come to terms that you can agree on that is amicable for both of you? Or does this need to be discussed with your Lawyer and then perhaps put on the table when both of you are at the Mediator's office?

8- Know your Rights! I can't say that enough so that when you go in for mediation you are well planned, with children's information, assets, and liabilities for the family. Ask a lawyer.

9-Take time with the kids to arrange the least amount of upheaval and argument surrounding what's best for the children. You can't fight against someone when you don't know what your rights are. Go in with empowerment and decisions.

10- Get your legal protection today to save you dollars and time.You don't need the extra stress. Life is tough enough!

Available in 49 states + 4 provinces in Canada!

Looking for some help, Contact us today and we will guide you.

tina@protectfamilymatters.com

778-867-3582

 

Building your Brand with our Networking group

BUSINESS NETWORKING LUNCH WITH FRAN TARKENTON

Come out and have lunch with July's next month's guest.  

The marketing Guru from Coca-Cola company, Craig Binkley

Build your Brand is our topic and we are located in Cloverdale at the ABC Country Restaurant meeting room.

Seating is limited to 30 for each event.

Register with meetup.com: click on link

http://www.meetup.com/Networking-Luncheon-with-Fran/events/121831422/

www.protectfamilymatters.com

tina@protectfamilymatters.com

778-867-3582

What are your Employees Worried About at work?

Employees needing time off for personal issues? 

What's affecting your Bottom Line? 

Employees not focused at work? 

Employees taking time off? 

Stress? 

Why not have a wellness program for them at work thru Employee Benefits where they can access any legal matter no matter how trivial or traumatic! The owner can also access some protection through the Business plan. Enables them to get help on Human resources issues, hiring and firing, accounts payable, accounts receivables, non collection of invoices, warranties, leases, etc.
We can help you get the right protection because it affects your Bottom Line!
Ask us how?
49 States + 4 provinces in Canada
www.protectfamilymatters.com
tina@protectfamilymatters.com
778-867-3582

Dreaded Employee Benefits Renewals? We have an answer for that!

Are your Renewals scary? There’s a plan design for that!

I'm sure everyone wants to save money and get the best value for their dollar?

Our 12 Tips for plan re-design and cost containment for future claims will be the trick!

Picking up and moving the group to another insurance company is not always the answer. 

1. Review Reimbursement drug claims and using a Drug card
2. Implement mandatory generic substitution under the drug plan and look at pharmacy coupons that are available
3. Combine the Paramedical or Specialist maximum if many specialists are being used
4. Consider decreasing the Dental recall frequency from 6 months to 9 or 12 months
5. For dental consider reducing scaling availability to 4-8 units only
6. Review combining Dental maximums
7. Consider grouping the employees to A & B
8. Offering more restricted benefits for new employees
9. Offer fluoride for children only or use an older dental fee guide
10. If you have high turnover, offer only tiered dental maximums
11. Consider longer employee waiting periods
12. And drug maximums

And remember when you initially start on a plan the employees are going to use it a lot in the first year, because they haven't had a plan.  So, it takes having an Advisor to offer Lunch & Learns that enable employees not to abuse the plan that you do put in place!

Remember ask your Advisor for help to customize your plan for your type of employees and business, get good advice and help teach your employees not to abuse the plan

Contact us in BC at: support@protectfamilymatters.com

www.protectfamilymatters.com

Corporate owned insurance has huge tax advantages

What Life insurance has tax advantages for you? How?

There are certain insurance policies that can be held by the corporation. Wow, that's a huge tax advantage right away! Why? Life insurance is paid with less expensive money (corporations have lower tax rate than personal tax rates) and that it is tax sheltered meaning you don't pay tax on it when it grows in value plus it gets paid out tax free to the beneficiaries. So, there's an advantage of 

1. how you pay the premiums from a tax advantage
2. how the money grows in the policy tax free
3. how it goes to the beneficiaries!

Wow, seems like a win, win to me!
http://www.camagazine.com/archives/print-edition/2013/april/regulars/camagazine73233.aspx

I don't have to wait more than 21 days for MRI or CT Scans??? In Canada?

Yes, the newest addition to our Employee Benefits. A Diagnostic and Specialist Access Insurance – DSAI – which allows Insured Employees, who are placed on a medical wait-list greater than 21 days, immediate access to diagnostic examinations (MRI, CT Scans) and Specialist consultations in Canada. This is unheard of in Canada! And it's finally here! Why do you as an Executive wait for a MRI which might mean getting to back to work in a short amount of time! No more waiting and no more worrying! It's peace of mind at last!
Contact us at Tina at: *our email with Protect Family Matters

What is the most requested Employee Benefit??

BUSINESS LUNCHEON WHO CURRENTLY HAVE EMPLOYEE BENEFITS 

OR THOSE THAT WANT SOME! 

In business yourself or + Employees!

Special Invitation Luncheon to Business Owners or Human Resource Directors!

YOU DON'T WANT TO MISS

WHAT THE MOST REQUESTED EMPLOYEE BENEFIT IS SWEEPING CANADIAN COMPANIES!

FRIDAY MAY 24TH 

Newlands Golf & Country Club, Langley BC

rsvp Tina@protectfamilymatters.com to reserve your spot!~

Reserve your spot by Monday May 20th

First 10 companies who rsvp - Free luncheon!

Are you a Daycare provider?

Calling all Daycare providers!! Sometimes bad things happen to good people. But the outcome can be good! 
Testimonial
I am a single mom of 3 boys and raising my children, I started day care 20 years ago. I have been caring for many children for years, but I NEVER expected the following to happen to me. 

I received a phone call late in the afternoon from one of my day care moms telling me her 11 year old son had gone to the school counselor and told the counselor I had abused him, the other children in day care, and my own 4 year old son and the counselor had called the Dept. of Human Services to report me for abuse. The mother told me she didn't believe what was being said but the school made it very clear to her that if she didn't pull her kids out of my day care immediately they would come after her for not protecting her children! I was totally shocked and panicked! I had cared for these children in my day care for 8 years and considered their mom one of my best friends.

The first thing I did was call LegalShield. Friday was a holiday. It was 4:55 pm so attorneys that had been in the office were gone but I was told me that an e-mail would be sent to the attorneys and I would receive a phone call first thing Monday morning. My heart was in my throat. I had no idea how I would get through an entire weekend with this dark cloud over my head. This is where LegalShield rises above any other law firm.

Within an hour, I received a phone call from one of the lead attorneys saying he just opened his e-mail and when he saw what had happened to me he wanted to call and let me know what I should say/do over the weekend and first thing Monday morning he was going to have another attorney call me as she had more experience in this field. He spent over 30 minutes on the phone with me bringing me from hysterical to reassured. He wasn't even going to be the attorney taking my case but he wanted to call and let me know they were there for me! Regular attorneys wouldn’t do this.

Monday morning, my attorney called me and went over everything and again reassured me I would be given the best service. I felt like my world was spinning out of control and she stepped in and took the wheel and regained control for me.
The state investigation lasted 3 months! Not only did they look at me as a day care provider but as a mother as well. My two oldest boys are grown and in college. My youngest is only 4 years old and I'm raising him 100% on my own. My biggest fear was the state would knock on my door and take him away from me pending this investigation. I was constantly looking over my shoulder, I was unable to sleep well and my stress level was through the roof. When I shared this with my attorney, her reply was, "I want you to sleep and let me stay up and worry about this, that's my job." And you know what?? When I found myself worrying, I would remember her words and I would relax knowing I had the best on my side.

I was questioned by the investigator in my attorney’s office, who put up with no nonsense from the questions being asked. She put her foot down, making him stay within his legal boundaries. Without legal representation I wouldn’t have known what I should/shouldn't answer.

I received a call from my attorney telling me I had been cleared of all charges. She was as happy and excited to tell me, as I was to hear it. For 3 months I had been holding my breath and at that moment I felt the air start to fill my lungs again and tears filled my eyes. When I thanked her and told her she had just given me my life back she said, "You always had your life, I just held your hand until you knew it." I asked her what I could do as a thank you and she said, "You just did it." I received quality care that I doubt the rich and famous get, and I got it for $26 a month! My attorney isn't just an attorney, she has a true passion.

Anyone working with children needs this membership! My life was turned upside down by an 11-year-old telling lies. I can't imagine the mental stress or the potential outcome without LegalShield! You don't have to be on your own! Can this happen to you?

 Legal service is North american available to those business owners or families! Contact Tina@protectfamilymatters.com

Tips on Credit Card Skimming

CREDIT CARD SKIMMING!

This is where the user can skim your purse, wallet or pocket for your credit card. They use it to purchase items anywhere from drinks to any large purchase. It's easy to do. Purchase an app on the google app store, put it on your cell phone, skim other credit cards, and then start using!
How so we protect ourselves? By a few tips: Check out the latest video on CBC and the tips on the website: www.protectfamilymatters.com
CLICK TO Watch video

New Business Networking Luncheons starting in June!

We are excited to announce our new Meetup Group starting in June in Cloverdale, BC to help your  business grow!

Luncheon with Fran is a "Breakfast with Fran" is a monthly event and a way to bring small business owners, community leaders and individuals together in one location to network, exchange business cards and build relationships.

Free Business Coaching session

Fran and his special guests now join your event LIVE every month via HD video webcast, bringing your guests an insightful business coaching session.

Check out our session in June 2013 with special guest, Lara Hodgson, to discuss how curiosity is the key to unlocking innovative ideas.

FranTarkenton knows better than most what it takes to succeed in a competitive arena.

As one of the NFL’s all time great competitors, his leadership skills have been tested time and time again. He was inducted into the National Football League and Collegiate Football Halls of Fame. He was an All-American athlete at the University of Georgia. As quarterback for the Minnesota Vikings, Fran took his team to the 1973, 1974 and 1976 Super Bowls. He set the all-time NFL passing records for the most touch-downs (342), the most yards gained passing (47,003) and the most completions. Those records stood for 17 years.Fran is invited on a regular basis to appear on television news programs as an authority on matters related to small business. 

He has recently completed a book with co-author Scott Miller, entitled “One More Customer”, which deals with the entrepreneurial mindset and sets out straight-forward messaging about the means to success in today’s economy.Fran is a hands-on entrepreneur. His companies are the result of his ideas and his direct day-to-day involvement. He funds the start-ups, develops the business plans and executes the strategies to build thriving businesses. Fran launched 20 companies over the last 25 years, the largest one reaching revenues of $142 million. He was a founding board member of Coca-Cola Enterprises

At age 70, Fran continues to advise and counsel businesses. He helps identify new opportunities in fast changing environments and develop innovative channels of distribution. Above all, he believes his work should embody his vision, values and his passion. His philosophy is that there is only one reason for a business to exist – to provide products and services that enhance and improve the quality of life of its customer.